FAQs

Why work with an agent if I can purchase my insurance online?

You can buy your insurance online. However, most people aren’t sure what type of coverage they need. An agent will walk you through the various details to help you figure out which policy fits your needs. Often, we can get you discounts that you won’t find online. Plus, there’s no extra fee for working with an agent.

There are so many agents out there; why choose Armor?

Armor doesn’t just sell insurance, we sell service. There’s nothing impersonal about our process. Our clients receive individual attention, white-glove service - and the perfect policy for their needs.

What type of coverage do you offer?

We sell personal lines of insurance such as medical, disability, life, and long term care. We also offer a variety of employee benefits for business owners.

Why should I offer benefits to my employees?

Happy employees do better work. Offering employee benefits can give you an edge over the competition and help you secure better workers. Additionally, you may be required to offer health insurance under the Affordable Care Act.

What is a PEO, How does it work, and how can it help my business?

PEO stands for Professional Employer Organization. It is a service that provides businesses with a range of HR-related services, including payroll, benefits, and risk management. A PEO works by co-employing a company’s employees, allowing the PEO to assume certain HR responsibilities and provide benefits and services to the employees on behalf of the company. PEOs typically provide a wide range of benefits and services, including payroll processing, employee benefits, tax administration, workers’ compensation, and risk management.Companies use PEOs to outsource HR-related responsibilities and take advantage of the PEO's expertise and resources. This allows companies to focus on their core business operations and saves them time and money.

How much life insurance do I need?

The amount of life insurance you need depends on several factors, such as your age, income, debt, and number of dependents. It’s important to consider your specific financial situation and future goals when determining the right amount of coverage for you. We at Armor can help determine the right amount of insurance you need.

What if I have questions or I want to change my policy?

We’re here for you when you need us.Feel free to reach out; we’re always happy to assist!

Still have questions?